How to Sell My House for Cash in Florida
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Richard Haddad Executive EditorRichard Haddad is the executive editor of HomeLight.com. He works with an experienced content team that oversees the company’s blog featuring in-depth articles about the home buying and selling process, homeownership news, home care and design tips, and related real estate trends. Previously, he served as an editor and content producer for World Company, Gannett, and Western News & Info, where he also served as news director and director of internet operations.
If you’re looking to sell a house for cash in Florida, it’s likely you want a quick, uncomplicated sale. With this type of transaction, you can skip home prep, avoid repairs and showings, and close on your own timeline.
The three big questions on your mind might be:
- How do I sell a house for cash in Florida?
- What does this speed and convenience cost?
- How much more can I get for my Florida house if I make repairs?
In this post, we’ll explain the two most common options for receiving an all-cash offer in Florida, and what the offer amount might look like, depending on who you sell to and whether you make repairs or sell as-is.
Compare Options: Investor Cash Offer vs. Top Florida Agent
Get an all-cash, no-obligation offer on your Florida home through HomeLight’s Simple Sale platform. Close in as few as 10 days with no repairs or showings. You can also see an estimate of what your home might sell for using a top Florida agent.
Options to sell my house for cash in Florida
Homeowners typically have two ways to sell for cash: work directly with a house-buying company or investor, or hire an experienced real estate agent who can attract a cash offer from a traditional buyer. Each option can provide different levels of sale proceeds.
Before we dive into the details, use the calculator below to get a quick estimate of how a cash offer in Florida might compare depending on how you sell.
As you can see, your cash offer will be considerably higher if your Florida home is in good condition, but not everyone has the time, money, or desire to make necessary repairs. For sellers facing an imminent life or job change, financial need, or maintaining an unwanted inherited property, the convenience of a cash offer can be the perfect solution.
Let’s look at what you can expect from each option to sell a house for cash in Florida.
Option 1: Sell to a cash buyer company in Florida
House-buying companies and investor groups specialize in purchasing homes for cash. Many of them buy properties in “as-is” condition, which means you don’t need to fix anything or even your Florida home. They’re often referred to as “We Buy Houses” companies, and you’ve probably seen roadside signs touting this same slogan.
Other house-buying companies that serve Florida, known as iBuyers, only purchase homes in move-in-ready condition (turnkey properties). The most well-known iBuyers in the U.S. are Opendoor and Offerpad, which pay higher cash offers but charge a fee of around 5% of the home’s offer price.
We Buy Houses companies in Florida typically follow a similar purchase process:
- You submit information about your Florida property online or over the phone.
- They assess the home’s value using local market data and an on-site visit.
- You receive a no-obligation cash offer, usually within 24 to 48 hours.
- If you accept, the company can close the sale in as little as 7 to 10 days.
Some Florida cash buyers fix and flip houses, while others rent them out or hold them as investments. Their goal is usually to purchase below market value to allow room for profit.
Most We Buy Houses investors in Florida follow the 70% rule of house flipping, which suggests that the offer price should not exceed 70% of a home’s after-repair value (ARV) minus the cost of the repairs. Our calculator above applies a formula to show a range of the 70% rule and an 80% guideline used by many rental property investors.
However, these are general rules, and some Florida cash-for-homes companies may offer more or less depending on the property’s location, age, and condition.
»Learn more: 7 Top We Buy Houses for Cash Companies in Florida
Pros and cons of selling to a Florida cash buyer company
| Pros | Cons |
| Fast sale: Close and get paid in a matter of days, not months | Lower sale price: We Buy Houses company offers are typically below market value |
| No repairs needed: Sell the house in its current condition — good or bad | No negotiation: The cash offer is usually a take-it-or-leave-it deal |
| Convenience: No home showings, open houses, or lengthy negotiations | Less competition: You’re not exposing the home to multiple buyers or bidding wars |
| No fees or Realtor commissions: Most companies cover the closing costs | Not suitable for all situations: An agent-assisted home sale has advantages |
| Certainty: Less risk of a deal falling through due to financing or a buyer’s cold feet | Unscrupulous buyers and scams: Not every cash buyer is trustworthy or honest |
While many legitimate investors operate in Florida, it’s important to stay alert for signs of a bad deal, such as a company that pressures you or has no local track record or online presence. Look for companies with verified customer reviews, local market knowledge, and transparent communication.
»Learn more: We Buy Houses Pros and Cons: Make an Informed Decision
A better way to find trusted cash buyers in Florida
HomeLight’s Simple Sale platform can connect you with the largest network of pre-vetted cash buyers in Florida and throughout the country, helping you review cash offers without having to navigate the investor world on your own.
Here is the 4-step Simple Sale process:
You’ll enter a few details about your Florida home and receive a no-obligation offer within 24 hours. If you decide to move forward, you can close in as few as 10 days or choose your closing date. In addition, you can receive an expert estimate of what your home might sell for using a top Florida real estate agent, so you can compare your options.
Option 2: Attract a cash buyer with a top Florida agent
Not all cash offers come from investors or companies. In Florida’s competitive housing market, many individual buyers come prepared with cash, whether they’re downsizing or relocating after selling a home in New York to escape cold winters. A top Florida real estate agent can help position your home to attract these buyers.
»Learn more: Why Hire a Real Estate Agent When You’re Selling or Buying
Pros and cons of selling with a top Florida agent
| Pros | Cons |
| A higher offer price: Agents can increase exposure to attract multiple offers | Slower timeline: A traditional listing can take weeks or months to close |
| Professional expertise: Pricing, marketing, and negotiations are handled for you | Prep work needed: You may have to clean, stage, or make repairs before listing |
| Broader market access: Reach more cash buyers through the MLS and agent networks | Showings and disruptions: Selling this way typically involves multiple walkthroughs |
| Less stress: Agents handle complex tasks, freeing your time and removing pitfalls | Realtor fees: You’ll need to budget for agent commissions (3%-6% of the sale price) |
| Legal protection: Provides guidance on disclosures and federal fair housing laws | Uncertainty of a sale: There’s no guarantee of a fast sale, and offers can fall through |
»Learn more: Should I Sell to a Home Investor or List With an Agent?
The easy way to find top-rated Florida agents
If you’re leaning toward hiring a Realtor, HomeLight’s free Agent Match platform can connect you with Florida’s top-performing agents based on actual transaction data. We analyze nearly 30 million transactions and thousands of customer reviews to determine which agent is best for you based on your needs.
Whether you’re trying to attract a cash offer or explore all your selling options, the right Florida agent can help you maximize your sale. For a no-obligation consultation with a trusted agent, tell us a little about your selling goals and timeline.
Which cash sale option is right for you?
If speed, convenience, and a no-fuss sale are your top priorities, selling to a trusted Florida cash buyer through HomeLight’s Simple Sale platform could be a better choice.
If you’re able to take more time to potentially earn a higher price — and don’t mind preparing your house for listing — working with a top Florida agent may be the best decision.
When you request a Simple Sale offer, you’ll also get a data-backed estimate of what your Florida home could sell for with a top agent, so you can confidently compare both options.
Still unsure about selling a house for cash in Florida? Use our Home Cash Offer Comparison Calculator above to get a preliminary idea of what your home might sell for, depending on how you choose to sell it. Then, request a no-obligation cash offer or consult with a trusted Florida expert.
There’s no one-size-fits-all answer, but with the right resources and expert guidance, you can make a confident, informed decision.
Header Image Source: (bilanol.i.ua/DepositPhotos)
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