We Buy Houses Lincoln, NE: Top 5 Companies
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Joseph Gordon EditorCloseJoseph Gordon Editor
Joseph Gordon is an Editor with HomeLight. He has several years of experience reporting on the commercial real estate and insurance industries.
If you need to sell your Nebraska home quickly, a “We Buy Houses” Lincoln, NE company might be the solution. These firms make cash offers for homes, often buying properties as-is, so you can skip repairs and lengthy prep work.
Whether you’re facing a financial challenge, a sudden job relocation, or other urgent circumstances, a cash sale can help you close fast and move forward. It’s a simple option for sellers who need speed and convenience over the traditional home-selling process.
This guide will cover the pros and cons of We Buy Houses, tips for choosing the right buyer, and alternative options to help you make an informed decision about your Lincoln home.
Working with house-buying companies in Lincoln
Selling for cash in Lincoln can save you time and effort compared to listing on the open market. House-buying companies simplify the process, often purchasing homes as-is. Here’s an outline of the process of selling your home for cash:
- Contact the company: Reach out to a house-buying company by phone or through their website to provide basic details about your home.
- Schedule an evaluation: The company will assess your property, often through an in-person visit or virtual review, to determine its condition.
- Receive a cash offer: After the evaluation, the company presents a no-obligation, take-it-or-leave-it cash offer for your home.
- Review the contract: Carefully review the purchase agreement to understand the terms before deciding whether to move forward.
- Choose a closing date: If you accept the offer, you’ll select a closing date that works for your schedule.
- Get paid: On the closing day, you’ll sign the necessary paperwork and receive your payment, often within 24 to 48 hours.
Popular We Buy Houses for Cash companies in Lincoln
If the process of selling to a house-buying company in Lincoln sounds good to you, it’s time to find a legitimate operation you can trust.
We’ve compiled some of the top companies that will pay cash for your or your parents’ property, whether that’s a ranch-style home or a craftsman bungalow. By working with one of these companies, you should be able to sell your Lincoln home in as little as a week or two.
Grace Home Solutions
Grace Home Solutions specializes in purchasing houses as-is for cash, providing homeowners with a streamlined alternative to the traditional sales process. The company eliminates the need for agents, staging, open houses, or costly repairs, making the experience simple and stress-free.
Each property is evaluated through a brief 15–20 minute walkthrough, after which sellers receive a fair cash offer within 24 hours. Closings can occur in as little as seven days or on the seller’s preferred timeline, ensuring both speed and flexibility.
Locations: Omaha and surrounding areas, including Lincoln
Closing costs: Sellers pay no closing costs; Grace Home Solutions covers them.
Grace Home Solutions earned a high A+ grade from the Better Business Bureau (BBB). On Google, it scored 4.6 stars, as it gathered various positive customer testimonials.
Clients praise the team for its exceptional service and client-centered approach. The staff’s promptness in setting appointments and lack of pressure to rush decisions impresses sellers. Homeowners highlight the employees’ patience, clear explanations, and attentiveness to client needs.
Website: gracehomesolutions.com
Phone: 402-807-1645
Simple Sale (a HomeLight platform)
Simple Sale, a solution from HomeLight, is an online platform where sellers in Lincoln (and across the country) can request a cash offer for their home. It features one of the largest networks of cash buyers in the U.S. Partner investors have a wide range of investment strategies, including fix-and-flip and buy-and-hold. This enables Simple Sale to provide cash offers for a wide array of properties, even those that need some or a lot of work, in different locations throughout Lincoln.
With the platform, you can get a no-obligation, all-cash offer in 24 hours and sell your home in as few as 7 days, skipping the months it can take to sell the traditional way.
Locations: Nationwide, including Lincoln
Closing costs: No prep costs, agent commissions, or fees charged by HomeLight. Individual investor fees may vary.
Simple Sale is a platform by HomeLight, a real estate solutions company founded in 2012. Given its strong focus on excellent customer service, it has been BBB accredited since 2019 and now holds an impressive A+ rating. The company has 4.8 stars on Google based on hundreds of user reviews.
Below, you can hear about how Baohan Wu, a seller who used Simple Sale to sell his high-rise apartment, closed within three and a half weeks, and what he thought of the process overall.
Website: homelight.com/simple
Phone: 844-488-8455
Blue Bird Buyers
Bluebird Buyers provides homeowners with a reliable cash solution for selling their properties, eliminating the stress and delays of traditional sales. The company specializes in creating a seamless, hassle-free experience, making it an ideal option for those who need quick access to cash or want to avoid the complexities of listing on the open market.
Sellers can expect a fair cash offer within 24 hours of initial contact, with the flexibility to close on a timeline that best suits their needs.
Locations: Omaha and the surrounding areas, including Lincoln
Closing costs: Sellers pay no closing costs; Blue Bird Buyers covers them.
Trusted by its customers, Bluebird Buyers earned a perfect score of 5 stars on Google reviews. Many clients mention the company’s streamlined process, with fair cash offers that allowed them to move forward with confidence and ease.
The team is praised for professionalism, attention to detail, and clear communication, creating a stress-free experience from start to finish. Sellers appreciate how quickly transactions are completed, often without the usual challenges of traditional sales.
Website: bluebirdbuyers.com
Phone number: 531-201-1414
Cash Offer Omaha
Cash Offer Omaha is a family-owned, locally operated company that acquires properties across the greater Omaha Metro area, from single-family homes to multi-unit buildings. The firm focuses on purchasing houses in any condition and restoring them for resale.
With years of experience working with homeowners from all walks of life, Cash Offer Omaha provides fair, reasonable cash offers shortly after initial contact. Sellers benefit from a fast process with closings in as little as five days.
Locations: Omaha and the surrounding areas, including Lincoln
Closing costs: Sellers pay no closing costs; Cash Offer Omaha covers them.
Cash Offer Omaha earned an A+ grade from the BBB. The reviews posted on the website show clients commending the company for providing a fair and straightforward way to sell quickly without pressure. They appreciate being given time to review offers with family, the flexibility to choose a closing date, and the honesty shown throughout the process.
Website: cashofferomaha.com
Phone number: 402-500-4444
Nebraska Homebuyers
Nebraska Homebuyers is a local home-buying company that purchases properties as-is. Homeowners don’t need to make repairs, clean, or update their property to sell. After a quick evaluation, the company provides a same-day, all-cash offer. Once an agreement is reached, sellers choose the closing date, and the cash is delivered promptly.
Locations: Throughout Nebraska
Closing costs: Sellers pay no closing costs; Nebraska Homebuyers cover them.
Garnering trust from its clients, Nebraska Homebuyers received a 5-star rating on Google. Reviewers commend the team for their quick responses and clear communication, which made the selling process stress-free. They appreciate the fairness in pricing and the ease of working with them throughout the transaction. Many highlight the team’s approachable yet professional attitude.
Website: nebraskahomebuyersllc.com
Phone number: 402-314-5140
Why sell your Lincoln house for cash?
If you’ve ever sold your home through the traditional real estate market, you know the process can drag on for months, and there’s no guarantee of a sale. But when you sell to a We Buy Houses company in Nebraska, you’re looking at a guaranteed sale in just a matter of days. Speed, convenience, and certainty are the top reasons many homeowners choose to work with a cash-for-homes firm.
In Lincoln, selling a home on the market using an agent takes around 66 days. That includes an average of 25 days listed on the market until a signed contract, plus the typical 41 days a buyer needs to close on a purchase loan.
Compare that to the usual seven to 10 days promised by many house-buying companies in Lincoln, and it’s clear why these Cash-For-Homes groups are an attractive option, even though they don’t always offer top-dollar for the homes they purchase.
Selling your Lincoln home for cash can be a practical solution when life presents unique challenges or time-sensitive situations. Cash buyers simplify the process by making quick offers and purchasing properties as-is.
Here are common scenarios where working with a house-buying company might be the right choice:
- New work opportunity: Selling your home for job relocation allows you to move quickly and concentrate on your next step without delays.
- Divorce settlement: A cash sale can help you quickly divide assets during a divorce and move forward.
- Unwanted inheritance: Selling an inherited home for cash is an efficient way to handle a property you don’t plan to keep.
- Downsizing transition: Moving to a smaller home can be easier when you sell your current property as-is.
- Major repairs: If your house is in poor condition and needs expensive repairs, a cash buyer saves you the effort and cost.
- Open house stress: Skip the inconvenience of hosting open houses and sell directly to a cash buyer.
- Structural damage: Homes with foundation issues can be challenging to sell traditionally, but are often purchased by cash buyers.
- Foreclosure risk: Selling for cash can help if you’re facing foreclosure and need a fast resolution.
- Problematic tenants: Cash buyers can simplify selling a property with challenging tenants.
- Remote home sale: If you’re planning to sell from out of state, a house-buying company eliminates logistical challenges.
Pros and cons of house-buying companies in Lincoln
Working with a house-buying company in Lincoln offers benefits and drawbacks to consider. On the upside, these firms buy your home quickly and in any condition, saving you from repairs or prep work. Here’s a quick look at the key advantages.
Pros of working with a house-buying company
- Quick closing times: Cash buyers can often close in as little as a week, helping you move forward faster than with a traditional sale.
- As-is sale: You can sell your home as-is, avoiding the hassle and expense of repairs, updates, or deep cleaning.
- No contingencies: Unlike traditional buyers, house-buying companies don’t require contingencies like inspections or financing, streamlining the process.
- Guaranteed sale: With no risk of deals falling through due to buyer financing, you can count on a reliable, stress-free transaction.
While the speed and convenience are appealing, selling to a house-buying company also has its downsides. The most notable drawback is that you might walk away with a lower profit. Below is a summary of potential disadvantages.
Cons of working with a house-buying company
- Lower offers: House-buying companies typically pay below market value, so you can expect to receive less than what you’d likely get when selling through an experienced real estate agent.
- Limited negotiation: These businesses usually present a take-it-or-leave-it deal, leaving little room to adjust the terms.
- Scam risks: Some companies may not be legitimate, so it’s essential to watch for house-buying scams and verify credentials.
- Missed opportunities: Selling quickly might mean losing out on a higher price from a traditional sale, particularly in a competitive market.
Vet cash buyers and know your home’s worth
Before committing to a cash offer, it’s crucial to vet the company thoroughly. The level of service and integrity you experience from a house-buying company can vary, so make sure to:
- Research market presence: Investigate how long the company has been buying homes in your area and how they’ve performed in the market.
- Check reviews: Look for online reviews and ratings to see what other sellers have said about their experience with the company.
- Ask for referrals: Go beyond reviews and ask actual clients to get a better sense of the company’s reputation and trustworthiness.
- Examine the agreement: Before signing anything, read the buying agreement carefully to ensure you fully understand the terms and conditions of the sale.
HomeLight suggests you consult with an experienced local agent to get a better idea of what your home might be worth if sold on the open market. Then, compare your cash offer.
HomeLight can connect you with a top-performing agent in Lincoln. You can also use our free Home Value Estimator to get an initial ballpark estimate in less than two minutes.
Other options to sell your Lincoln home quickly
Working with iBuyers: Instant buyers or iBuyers like Opendoor and Offerpad use automated valuation models to make near-instant cash offers, often closer to market value. The process is quick, typically closing in days to weeks. However, major iBuyer companies charge service fees of 5% to 6% of the home’s sale price and prefer homes in good condition.
Listing with an agent: Partnering with a skilled real estate agent can result in a faster sale than you might expect, especially in a strong seller’s market. These professionals provide a comparative market analysis (CMA), usually at no cost, to set an informed price. They may even connect you with cash buyers willing to pay closer to market value. HomeLight can connect you with a top-performing agent in your area today.
FAQs on Lincoln house-buying companies
By and large, most We Buy Houses for Cash companies in Lincoln are legitimate businesses. Their services and transaction fees may differ, but the business model has been around for decades. If you use an established group with a track record, you can be fairly confident that it’s legit.
That said, as with any financial transaction, it’s a good idea to be on the alert for scams. Always research companies before you sign a contract. Check customer reviews, look at their online presence, verify professional licenses, get a referral if possible, and vet the company on the BBB website. Watch for anything that just doesn’t seem right.
Most Lincoln We Buy Houses for Cash companies apply the 70% rule, meaning they’ll offer you about 70% of your home’s after-repair value (ARV), then deduct their estimated repair costs.
Here’s an example of what a simplified formula might look like:
(Your home’s ARV x .70) – repair costs
To see how this might work in a real-world scenario, let’s take a look at an example offer equation. Let’s say your Lincoln craftsman bungalow could sell for $325,000 after repairs, but it will need $30,000 of work to get there.
($325,000 x .70) – $30,000 = $197,500
In this example, a Lincoln We Buy Houses company might offer you around $197,500 for your home. However, different types of house-buying companies will offer varying amounts for homes.
As mentioned previously, iBuyers tend to pay more than We Buy Houses companies because they look for homes in better condition. An iBuyer might pay you 90% or more of the market value while charging a fee for their services.
When you accept an offer from a Lincoln We Buy Houses for Cash company, you will likely be coming to grips with a double-edged sword. On the one hand, it shouldn’t cost you any additional money because these companies make an offer and handle almost everything once it is accepted. On the other hand, you’ll likely get less money overall for your home.
Because We Buy Houses for Cash companies tend to focus on distressed homes, they typically have zero fees. Many will even cover your closing costs. In most cases, this means that the cash offer you receive will be the price you walk away with at the end of the deal. Ask the company for any hidden program fees that might impact your bottom line.
- Research and vet the house-buying companies that serve your Lincoln area. Our list above is a good place to start.
- Submit offer requests to a few companies you like best.
- Schedule any required on-site property visits.
- Compare offers. Weigh the pros and cons and choose the best option for you.
- Close the sale in a week to 30 days and get paid. (Some companies will let you choose a closing date up to 90 days after accepting the offer, which can be helpful when planning a move.)
We Buy Houses for Cash in Lincoln vs. top Lincoln agent
Another helpful exercise is to compare how a We Buy Houses for Cash company might stack up against working with a real estate agent. Let’s take a glance at how different aspects of the sale might look and compare possible proceeds.
Aspect of the sale | Sell to a We Buy Houses for Cash company in Lincoln | Sell with a top Realtor in Lincoln |
Selling timeline | 7 to 30 days | 66 days average; 25 to attract an offer, 41 to close the loan |
Home preparations | None | Deep clean, declutter, make necessary fixes, landscape, and stage the home |
Showings | None | 10 to 25 showings on average |
Inspections and repairs | None | May need to make additional repairs for the buyer or renegotiate the price |
Appraisal | None | May need to lower your asking price if the appraisal comes in low |
Title search | Cash-For-Homes companies often handle title issues | Must clear the title before you can sell the home |
Financing contingency | None | Mortgaged buyers use a financing contingency that could hold up the deal if the buyer’s loan doesn’t clear |
Agent commission | None | 3% to 6% of the home’s sale price |
Closing costs | None | 1% to 3% of the home’s sale price on top of the agent’s commission |
Example net proceeds
Below, we’ve compiled one example of how net proceeds may differ between selling a home to a We Buy Houses for Cash company and an agent-assisted sale.
Let’s say your home in Lincoln is worth about $295,000 and needs about $30,000 in repairs. Once the repairs are completed, the home might be worth around $325,000.
Sell to a We Buy Houses for Cash company in Lincoln | Sell with a top Realtor in Lincoln | |
Estimated sale price | ($325,000 x .70) – $30,000 = $197,500 | $295,000 |
Market preparations | 0 | $2,950 (1% of the sale price) |
Agent commissions | 0 | $8,850 (3% of the sale price) |
Closing costs | 0 | $4,425 (1.5% of the sale price) |
Estimated take-home for seller | $197,500 | $278,775 |
As this example illustrates, it’s usually in your best financial interest to partner with an experienced real estate agent. However, net proceeds are not the only consideration when selling a home.
What’s best for your situation will depend on the condition of your property, the level of repairs needed, and your selling objectives. It could be that selling on the open market will be a challenge in your area, or the agent’s timeline might not fit your immediate needs.
Key takeaways
- Speedy transaction: House-buying companies offer fast closings, often in as little as a week, making them a practical choice for urgent situations.
- As-is convenience: These companies purchase properties without requiring repairs or updates, saving you time and money on prep work.
- Low offers: Most cash-for-homes companies pay less than what you might earn by selling with an agent in a traditional sale.
- Quick sale alternative: For homes in good condition, iBuyers provide faster sales with offers often closer to market value but charge service fees.
- Top-dollar sale: A top real estate agent can help you price, market, and sell your home for the best possible price.
- Home value insights: Always be aware of your property’s estimated market value before you proceed with a cash-offer company to avoid extremely low offers.
At HomeLight, we’re happy to lend a guiding hand in navigating your real estate journey. Let us help you make an informed and confident decision, whether you’re looking for a no-obligation cash offer through a trusted platform like Simple Sale or seeking to consult with a top Lincoln agent.
Editor’s note: This post is for educational purposes only. Links to and mentions of Lincoln area “We Buy Houses” companies are not endorsements. Moreover, the program details mentioned above may change. Visit the home-buying company’s website for the most up-to-date information.
Header Image Source: (Curtis Adams/ Pexels)