What Is the Cost of Selling a House in Indiana?

Published on May 23rd, 2025

Cheyenne Wiseman Associate Editor
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Cheyenne Wiseman Associate Editor

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Cheyenne Wiseman is an Associate Editor at HomeLight.com. Previously, she worked as a writer for Static Media (Mashed.com and Chowhound.com) and as an editor for CBR.com. Cheyenne holds a bachelor’s degree in English from UC Davis, where she also founded and led a literary magazine called Open Ceilings. She has four years of experience writing and editing on topics including real estate, financial advising, and pharmaceuticals.

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For many Indiana residents, their home represents a significant asset, and deciding to sell is a major step. Whether you’re moving out of state, heading to the suburbs, or downsizing, you want the selling process to be smooth and profitable.

As you prepare for your sale, it’s important to understand the various expenses involved. This article will break down what you can expect and offer expert insights, giving you a much clearer picture of the cost of selling a house in Indiana.

Housing trends in Indiana

Similar to the national landscape, the Indiana housing market is facing high interest rates and rising home prices.

“I would say our market is pretty neutral. It’s not a really heavy seller’s market. It’s not a heavy buyer’s market. I think it’s been pretty fair on both sides,” says Kyle Williams, a top Indiana real estate agent who sells over 44% faster than average agents in his market.

Here’s an outline of the current real estate conditions in Indiana:

	As of April 2025
Days on market	13 days
Median home sale price	$260,000
List price vs. sale price	95.7%
Percentage of homes sold for cash	-3.0%
Supply of inventory	1.9 months
Population growth year over year	+0.64%

Sources: Indiana Association of Realtors, World Population Review

As a seller in Indiana, one important metric to watch is the days on market (DOM), which indicates the average time from listing to receiving a signed purchase agreement. In Indiana, the average DOM is 13 days, as of April 2025.

“Buyers are taking a little bit more time, maybe looking at a house a couple of times before making a decision, and sellers have to prepare more than ever to get their house ready for sale,” Williams says.

Start with a home value estimate

A good first step in estimating the cost of selling your Indiana home is getting an accurate home value estimate. Given the fluctuations in values and markets, now is an ideal time to evaluate your home’s worth. You might be pleasantly surprised by its value.

You can quickly request an online value estimate using HomeLight’s Home Value Estimator. This free automated valuation model (AVM) tool uses recent sales data, local market trends, and your home’s latest selling price to provide an initial estimate in under two minutes. Just enter your address to get started.

How much does it cost to sell a house in Indiana?

Based on our findings, the cost to sell a home in Indiana typically ranges from 6% to 10% of your selling price. For instance, if you sell your home for $260,000 — the median home price in Indiana — your selling costs could be around $15,600 to $26,000.

The specific costs you incur will largely depend on your choices regarding home prep, agent commissions, and any concessions you may offer the buyer. Next, let’s break down what you should consider when estimating the cost of selling a house in Indiana.

What are common expenses for sellers in Indiana?

Williams points out that the cost of selling a house in Indiana can vary depending on your personal situation and the state’s evolving market.

“For the seller, the biggest expense still in Indiana will probably be the Realtors, whether you’re paying for the list agent and the buyer’s agent, or maybe just one agent,” Williams says.

Several factors can affect the cost of selling your home, including its size, age, and condition. Below are estimated prices to guide you as you plan.

Prepping your house for sale

Preparing your Indiana home for sale typically costs between 1.5% and 2.7% of its final sale price. Based on the state’s median home price, this could amount to $3,900 to $7,020.

Here’s a closer look at these expenses:

Pre-sale repairs: $4,500-$5,400, depending on the year your home was built and its maintenance history
Staging the home: $1,500-$4,000 (agents recommend staging for higher proceeds)
Professional cleaning services: $118-$237, depending on your home’s size
Interior painting: $966-$3,087
Landscaping: $1,249-$6,280
Pre-listing inspection: $250-$500 (if desired)

Before committing to any major projects, such as a kitchen remodel or roof replacement, consult with your agent. A knowledgeable Indiana real estate agent can advise you on what needs fixing and what doesn’t when selling your home.

Realtor fees in Indiana

Agent commissions are some of the most substantial costs in a real estate transaction. In Indiana, Realtor fees typically range from 2.5% to 6%, depending on whether you choose to pay the buyer’s agent commissions, which is no longer a given due to a landmark court settlement that changed commission rules nationwide.

Based on Indiana’s median home price of $260,000, you can expect to pay between $6,500 (2.5%) and $15,600 (6%) in real estate agent commissions.

While agent commissions may seem high, enlisting the help of a skilled professional can help you maximize your final net proceeds. HomeLight transaction data shows that the top 5% of agents across the U.S. sell homes for as much as 10% more than the average agent.

Later in this guide, we’ll outline how commissions can affect your total selling costs in our at-a-glance analysis chart.

Use HomeLight’s Agent Commissions Calculator to estimate your potential Realtor fees in your city. Also, try HomeLight’s free Agent Match platform to connect with a top real estate agent in your Indiana market.

Seller concessions

Seller concessions can add to the overall cost of selling a house in Indiana. Beyond Realtor fees and the direct costs of preparing your home, there may also be indirect costs — such as seller concessions and buyer incentives.

A concession occurs when a seller agrees to use part of their sale proceeds to cover some or all of a buyer’s closing costs. Your market and selling situation will determine the exact amount of these costs.

“We’re seeing that sometimes sellers are doing some rate buy-down to help the buyer get a little bit better interest rate, or they’re giving the buyer some closing costs credit,” says Williams.

While sellers are not required to make concessions, it can help attract more buyers, make your home stand out, and facilitate closing the deal. Here are some examples of seller concessions that might increase your selling costs in Indiana:

Home inspection fees: $296-$424, depending on square footage
Buyer’s home warranty: $350-$900 (more comprehensive plans can cost $1,200-$1,400)
Repair credit: Seller credits vary and can lower your net proceeds

Closing costs and additional fees

Your closing costs and additional fees (excluding agent commissions) will likely range from 2% to 4% of your home’s selling price. For Indiana’s median home price of $260,000, this would be between $5,200 and $10,400.

So, what closing costs do sellers incur in Indiana? Here’s what you might find on your final settlement statement:

Escrow fee
Title insurance premiums
Title search fees
Tax liens or other judgments
Homeowner’s association dues
Reconveyance fee and recording fees
Prorated property taxes
Mortgage loan payoff amount (U.S. average: approximately $250,000)

At-a-glance home selling cost example for Indiana

This at-a-glance analysis is based on Indiana’s median home price of $260,000. For simplicity, this table does not include a mortgage payoff amount. These figures may be a helpful planning tool as you get ready to sell your home.

Selling expense	Example costs*	% of home sale price
Prepping your home for sale	$5,200	2%
Realtor fees (commissions)	$7,800	3% (listing agent only)
Concessions, closing costs, taxes, fees	$7,800	3%
Total selling cost example	$20,800	8%

*General estimates based on Indiana’s median home price of $260,000

If you decide to cover the buyer’s agent fee, add an estimated 2.5% or $6,500.

How much profit will you make? To better understand your potential earnings after paying expenses, try HomeLight’s Net Proceeds Calculator. This free tool considers all the selling costs discussed in this article, including your mortgage payoff amount.

Relocation expenses

One expense you might overlook is the cost of relocating. Moving expenses depend on your destination and whether you hire movers to pack and haul your belongings. Here’s a general idea of moving costs after selling your home:

Typical cost to move: $882-$2,567
Typical cost to move out of Indiana: $2,000-$9,500

How can I reduce my seller costs in Indiana?

There are several ways to lower the cost of selling a house in Indiana, some more effective than others. For example:

Make repairs yourself when possible
Negotiate a lower commission with your real estate agent
Use a discount-commission agent or brokerage
List your home for sale by owner (FSBO)
Avoid offering seller concessions or buyer incentives
If you agree to cover closing costs or provide a repair credit, consider raising your home’s purchase price
Resist the temptation to over-improve or make unnecessary repairs when selling
Sell your house off-market
Time your home sale using HomeLight’s Best Time to Sell Calculator
Work with a top-performing Indiana agent with a proven sale-to-list ratio

Keep in mind that while a discount agent or broker may offer lower-cost services, they might lack the experience needed to close the sale successfully, potentially costing you money in the long run.

“A seller certainly has that right to interview or talk to a discount broker, and I would just encourage them to interview two or three agents and look at the sales history of all those agents. Look at what marketing plans that they offer. Look at their sales history, and oftentimes you’re going to get what you pay for,” warns Williams.

Helpful tools for your next home purchase

As you prepare for your next home purchase, consider these HomeLight tools and our innovative Buy Before You Sell program:

Partner and plan with a top Indiana agent

To accurately determine the cost of selling your Indiana home, a practical first step is to get a home value estimate.

Then, you need to devise a plan to maximize your profits. HomeLight’s free Agent Match platform can connect you with a top real estate agent in Indiana who can sell your property at a price above its listed price.

Typically, the cost to sell a house in Indiana is 6% to 10% or more of your home’s final sale price.

“Now more than ever, you’re going to need a full-service Realtor to make sure no stone is unturned and that you’re getting the best possible exposure, marketing, and professionalism to sell your house and get to the finish line,” says Williams.

HomeLight’s Agent Match can connect you with the highest-performing agents in your Indiana market who can help you make the most of your home sale.

Header Image Source: (Steven Van Elk / Unsplash)

At HomeLight, our vision is a world where every real estate transaction is simple, certain, and satisfying. Therefore, we promote strict editorial integrity in each of our posts.

Cheyenne Wiseman

Associate Editor

Cheyenne Wiseman is an Associate Editor at HomeLight.com. Previously, she worked as a writer for Static Media (Mashed.com and Chowhound.com) and as an editor for CBR.com. Cheyenne holds a bachelor’s degree in English from UC Davis, where she also founded and led a literary magazine called Open Ceilings. She has four years of experience writing and editing on topics including real estate, financial advising, and pharmaceuticals.