How to Sell a House for Cash in Arizona

If you’re looking to sell a house for cash in Arizona, it’s likely you want a fast, uncomplicated sale. With this type of transaction, you can skip home prep, avoid repairs and showings, and close on your timeline.

The three big questions on your mind might be:

    1. How do I sell a house for cash in Arizona?
    2. What does this convenience cost?
    3. How much more can I get for my house if I make repairs?

In this post, we’ll explain the two most common options for receiving an all-cash offer, and what the offer amount might look like, depending on who you sell to, and whether you make repairs or sell as-is.

Sell Fast in Arizona With a Cash Offer or Top Agent

Get an all-cash, no-obligation offer on your Arizona home through HomeLight’s Simple Sale platform. Close in as few as 10 days with no repairs or showings. You can also request an expert estimate of what your home might sell for using a top Arizona agent.

Options to sell a house for cash in Arizona

Homeowners typically have two ways to sell for cash: work directly with a house-buying company or investor, or hire a real estate agent who can help attract a cash offer from a traditional buyer. Each option can provide different levels of proceeds.

Before we dive into the details, use the calculator below to get a quick estimate of how your cash offer might compare depending on how you sell.

 

As you can see, your cash offer amount will be considerably higher if your home is in good condition, but not everyone has the time, money, or desire to make major repairs. For homeowners facing an imminent life or job change, financial need, or wanting to sell an out-of-state inherited property, the convenience of an all-cash offer can’t be beat.

Let’s look at what you can expect from each option to sell a house for cash in Arizona.

Option 1: Sell to a cash buyer company in Arizona

House-buying companies and investor groups specialize in purchasing homes for cash. Many of them buy properties in “as-is” condition, which means you don’t need to clean, make repairs, or stage the home. They are commonly known as “We Buy Houses” companies.

Other house-buying companies, known as iBuyers, only purchase homes in good condition or move-in-ready “turnkey properties.” The most well-known iBuyers are Opendoor and Offerpad, which pay higher cash offers but charge a fee of around 5% of the home’s price.

We Buy Houses companies typically follow a similar streamlined process:

  1. You submit information about your property online or over the phone.
  2. They assess the home’s value using local market data and an on-site visit.
  3. You receive a no-obligation cash offer, often within 24–48 hours.
  4. If you accept, they can close in as little as 7 to 14 days.

Some cash buyers fix and flip homes, while others rent them out or hold them as investments. Their goal is usually to purchase below market value to allow room for profit.

Most We Buy Houses investors follow the 70% rule of house flipping, which suggests that the purchase price should not exceed 70% of a home’s after-repair value (ARV) minus the cost of the repairs. Our calculator above applies a formula to show a range of the 70% rule and an 80% guideline used by many rental property investors.

However, these are general rules, and some cash-for-homes companies may offer more or less depending on the property’s location and condition.

»Learn more: 6 Top We Buy Houses for Cash Companies in Arizona

Pros of selling to an Arizona cash buyer company

  • Speed: Close and get paid in a matter of days, not months
  • Convenience: No showings, open houses, or negotiations
  • No repairs required: Sell the home in its current condition
  • No fees or commissions: Most companies cover closing costs
  • Certainty: Less risk of deal fallout due to financing

Cons of selling to an Arizona cash buyer company

  • Lower sale price: Offers are typically below market value
  • No negotiation: It’s usually a take-it-or-leave-it cash offer
  • Less competition: You’re not exposing the home to multiple buyers
  • Not suitable for all situations: An agent-assisted sale has advantages
  • Unscrupulous buyers and scams: Not every cash buyer is reputable

While many legitimate investors operate in Arizona, it’s important to stay alert for signs of a bad deal, such as a company that pressures you or has no verifiable track record or online presence. Look for companies with verified reviews, local market knowledge, and transparent communication.

»Learn more: We Buy Houses Pros and Cons: Make an Informed Decision

A better way to find trusted cash buyers in Arizona

HomeLight’s Simple Sale platform can connect you with the largest network of pre-vetted cash buyers in the country, helping you review offers without having to navigate the investor world on your own.

Here is the 4-step Simple Sale process:

You’ll enter a few details about your home and receive a no-obligation offer within 24 hours. If you decide to move forward, you can close in as few as 10 days or choose your closing date. In addition, you’ll also receive an expert estimate of what your home might sell for using a top Arizona real estate agent, so you can compare your options.

Option 2: Attract a cash buyer with a top Arizona agent

Not all cash offers come from investors or companies. In Arizona’s competitive housing market, many individual buyers come prepared with cash, whether they’re downsizing, relocating after selling a home in California, or looking for a second home to escape cold winters. A top real estate agent can help position your home to attract these buyers.

»Learn more: Why Hire a Real Estate Agent When You’re Selling or Buying

Pros of selling with a top Arizona agent

  • Potential for a higher sale price: Your agent will market the home widely to increase exposure and attract multiple offers.
  • Professional guidance: Pricing, staging, and negotiations are handled for you.
  • Broad market access: Your listing reaches motivated cash buyers through the MLS and agent networks.
  • Reduced stress and time commitment: The agent handles complex tasks, freeing your time and reducing stress.
  • Legal protection and peace of mind: An experienced agent can help navigate Arizona disclosure rules and federal fair housing laws, ensuring a smooth and protected sale.

Cons of selling with a top Arizona agent

  • Longer timeline: A traditional listing can take weeks or months to close.
  • Prep work required: You may need to clean, stage, or make repairs before listing.
  • Showings and disruptions: Selling this way typically involves multiple walkthroughs.
  • Commission fees: You’ll need to budget for agent commissions, which are a percentage of the sale price.
  • Uncertainty of sale: There is no guarantee of a quick sale at a specific price, and offers can fall through.

»Learn more: Should I Sell to a Home Investor or List With an Agent?

The easy way to find top-rated Arizona agents

If you’re leaning toward working with an agent, HomeLight’s free Agent Match platform can connect you with Arizona’s top-performing agents based on real transaction data. We analyze over 27 million transactions and thousands of reviews to determine which agent is best for you based on your needs.

Whether you’re trying to attract a cash offer or explore all your options, the right Arizona agent can help you maximize your sale. For a no-obligation consultation with a trusted agent, tell us a little about your selling goals and timeline.

Which cash sale option is right for you?

If speed, convenience, and a no-fuss experience are your top priorities, selling to a vetted cash buyer through HomeLight’s Simple Sale platform could be the better fit.

If you’re willing to take more time to potentially earn a higher price — and don’t mind preparing your home for listing — working with a top Arizona agent may be the right choice.

When you request a Simple Sale offer, you’ll also get an expert estimate of what your home could sell for with a top agent, so you can confidently compare both options.

Still unsure about selling a house for cash in Arizona? Use our Home Offer Price Comparison Calculator above to get a sense of what your home might sell for, depending on how you choose to sell it. Then, request a no-obligation offer or consult with a trusted Arizona expert.

There’s no one-size-fits-all answer, but with the right tools and expert support, you can make a confident, informed decision.

Header Image (Source: Mark Corcoran / Upmarket Photo, Courtesy of Liz Donnelly)