How to Sell a House for Cash in Phoenix
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Cheyenne Wiseman Associate EditorClose
Cheyenne Wiseman Associate EditorCheyenne Wiseman is an Associate Editor at HomeLight.com. Previously, she worked as a writer for Static Media (Mashed.com and Chowhound.com) and as an editor for CBR.com. Cheyenne holds a bachelor’s degree in English from UC Davis, where she also founded and led a literary magazine called Open Ceilings. She has four years of experience writing and editing on topics including real estate, financial advising, and pharmaceuticals.
If you’re thinking about selling your house for cash in Phoenix, chances are you’re aiming for a quick and simple process. Cash sales typically let you skip the prep work, avoid making repairs, and close on your schedule — without the usual listing headaches.
The three big questions on your mind might be:
- How do I sell a house for cash in Phoenix?
- What does this convenience cost?
- How much more can I get for my Phoenix house if I make repairs?
In this post, we’ll break down the two main ways to get a cash offer in Phoenix — and how your offer might vary based on who you sell to and whether your home is move-in ready or sold as-is.
Compare Options: Investor Cash Offer vs. Top Phoenix Agent
Get an all-cash, no-obligation offer on your Phoenix home through HomeLight’s Simple Sale platform. Close in as few as 10 days with no repairs or showings. You can also see an estimate of what your home might sell for using a top Phoenix agent.
Options to sell a house for cash in Phoenix
If you’re looking to sell a house for cash in Phoenix, you generally have two main routes: Work directly with a home-buying company or investor, or hire a real estate agent who can help attract a cash offer from an individual buyer. Each option comes with its own trade-offs — especially when it comes to your final payout.
Before we dig into the details, use the calculator below to get a ballpark estimate of what a Phoenix cash offer might look like based on how you choose to sell.
It’s no surprise that a well-maintained home in Phoenix will typically net a higher cash offer. But not every seller has the time, money, or motivation to take on repairs. For homeowners facing a major life change, financial pressure, or the need to offload an inherited property from out of state, the speed and simplicity of an all-cash offer can be worth it.
Let’s break down what you can expect from each type of cash sale in Phoenix.
Option 1: Sell to a cash buyer company in Phoenix
Cash buyer companies and real estate investors are active throughout the Phoenix area. Many purchase homes in as-is condition, meaning you won’t have to clean, fix up, or stage your property. These businesses are often advertised as “We Buy Houses” companies.
You’ll also find iBuyers in the Phoenix market — tech-enabled companies like Opendoor and Offerpad. These companies tend to offer higher cash amounts, but they typically require that the home be in good condition (i.e., move-in-ready “turnkey properties”) and charge a service fee of around 5%.
We Buy Houses companies in Phoenix typically follow a similar streamlined process:
- You provide basic info about your Phoenix home online or by phone.
- They assess the home’s value using local market data and an on-site visit.
- You receive a no-obligation cash offer, often within 24 to 48 hours.
- If you accept, closing can happen in as little as 7 to 14 days.
Some Phoenix investors flip the homes they buy, while others rent them out or hold them as long-term assets. Most are looking to purchase below market value to allow for future profit.
A common rule among Phoenix cash buyers is the 70% rule: They try to pay no more than 70% of the home’s expected after-repair value (ARV), minus the cost of needed repairs. Rental property investors might go as high as 80%.
Our calculator above shows an estimated range based on these common investor guidelines — but offers can vary depending on your home’s condition, location, and market demand.
»Learn more: 7 Top We Buy Houses for Cash Companies in Phoenix
Pros and cons of selling to a Phoenix cash buyer company
| Pros | Cons |
| Fast process: Close and get paid in a matter of days, not months | Lower sale price: Offers are typically below market value |
| No repairs or upgrades: Sell your Phoenix home in its current condition | Take it or leave it: There’s typically no negotiating with a cash offer |
| Convenience: No showings, open houses, or negotiations | Less competition: You’re not exposing the home to multiple buyers |
| No fees or commissions: Most cash-buying companies cover closing costs | Not suitable for all situations: An agent-assisted sale has advantages |
| Certainty: Less risk of a deal falling through due to financing | Scam potential: Not every cash buyer is reputable or trustworthy |
While many Phoenix investors are reputable, it’s important to know and watch for the signs of a bad deal. Skip any company that pressures you or has no established track record or online presence. Instead, prioritize companies with verified reviews, local market knowledge, and transparent communication.
»Learn more: We Buy Houses Pros and Cons: Make an Informed Decision
A better way to find trusted cash buyers in Phoenix
HomeLight’s Simple Sale platform can connect you with the largest network of pre-vetted cash buyers in Phoenix and across the U.S., helping you evaluate offers without having to manage the investor process on your own.
Here’s the four-step Simple Sale process:
You’ll enter a few basic details about your Phoenix home and receive a no-obligation offer within 24 hours. If you decide to accept, the deal can close in as few as 7 days, or you can choose your closing date. You’ll also receive an expert estimate of what your home might sell for using a top Phoenix real estate agent — allowing you to compare your options thoroughly.
Option 2: Attract a cash buyer with a top Phoenix agent
Not all cash offers come from investors or companies. In Phoenix’s competitive housing market, many individual buyers come with cash in hand — whether they’re downsizing, relocating after selling a home in California, or seeking a second home to escape cold winters and enjoy Arizona’s sunny climate. A skilled Phoenix real estate agent can help position your home to appeal to these motivated buyers.
»Learn more: Why Hire a Real Estate Agent When You’re Selling or Buying
Pros and cons of selling with a top Phoenix agent
| Pros | Cons |
| Potential for a higher sale price: Agents can increase exposure to attract multiple offers | More time required: A traditional listing can take weeks or months to close |
| Expert support: Pricing, marketing, and negotiations are handled for you | Prep work required: You may need to clean, stage, or make repairs before listing |
| Broad market access: Reach more cash buyers through the MLS and agent networks | Disruptions from showings: Expect multiple walkthroughs and potential interruptions to your daily routine |
| Reduced stress: Agents handle complex tasks, freeing your time and removing pitfalls | Commission fees: You’ll need to budget for agent fees (a percentage of the sale price) |
| Legal protection: Can help you stay compliant with disclosure requirements and fair housing laws. | Uncertainty of sale: Deals can fall through, and a fast closing isn’t always certain |
»Learn more: Should I Sell to a Home Investor or List With an Agent?
The easy way to find top-rated Phoenix agents
If you’re thinking about listing your home, HomeLight’s free Agent Match tool can connect you with Phoenix’s top-performing real estate agents. We analyze over 27 million transactions and thousands of reviews to match you with the best agent based on your unique goals and timeline.
Whether you want to attract a competitive cash offer or explore all your selling options, the right local agent can help you make the most of your Phoenix home sale. Get started today with a no-obligation consultation.
Which cash sale option is right for you?
If speed, convenience, and skipping the hassle are what you’re after, selling to a vetted Phoenix cash buyer through HomeLight’s Simple Sale platform could be the right move. It’s a great fit for homeowners who need to close quickly.
If you have time to prepare your home and want to aim for top dollar, working with a top Phoenix real estate agent may be the better route. A local pro can help you tap into strong buyer demand across the Valley — from Arcadia to Ahwatukee.
And when you request a Simple Sale offer, you’ll also get a side-by-side estimate of what your home could sell for on the open market with an agent’s help.
Still trying to decide how to sell a house for cash in Phoenix? Use our Home Cash Offer Comparison Calculator above to see how your potential sale price might change based on your home’s condition and how you choose to sell. Then, request a no-obligation offer or consult with a trusted Phoenix expert.
Whether you’re ready to leave the desert heat behind or just want a smoother path to selling, there’s no one-size-fits-all solution. But with the right tools and trusted local guidance, you can make a decision that works for your goals and your timeline.
Header Image Source: (Roger Starnes Sr / Unsplash)
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