6 Top We Buy Houses for Cash Companies in Largo
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Joseph Gordon EditorJoseph Gordon is an Editor with HomeLight. He has several years of experience reporting on the commercial real estate and insurance industries.
Do you need to sell your Florida home quickly? You may have seen ads from “We Buy Houses” Largo companies and been curious. These businesses can be the perfect solution for homeowners who suddenly need to sell their property.
They offer all-cash deals, providing a no-hassle option for homeowners who might not have the time, expertise, or finances to manage repairs and need to dispose of their property without delay.
This post will explore the pros and cons of selling your house for cash, helping you weigh your options and decide if this route is right for you in your current situation. We will also give you some insight into the process and provide you with some alternatives.
Sell Your House Fast in Largo With a Cash Offer
Get an all-cash, no-obligation offer through HomeLight’s Simple Sale platform whenever you’re ready. Receive your offer in 24 hours and close in as few as 10 days. No showings, no repairs, no open houses. Available to sellers throughout Largo.
Working with house-buying companies in Largo
A house-buying company can facilitate a stress-free selling transaction that can close in a matter of days. Here’s a quick look at the process of selling your home for cash:
- Contact the company: Reach out to a local cash-for-homes company in Largo. Provide basic information about your property to get the process started.
- Schedule a visit: Allow the company to visit your home. This step helps them assess the property’s condition and determine an appropriate offer.
- Receive an offer: The company will typically make an all-cash offer after reviewing your home. Remember, these offers are usually non-negotiable and presented as a take-it-or-leave-it deal.
- Review the offer: Take some time to consider the offer. Assess if it aligns with your needs and expectations, considering the speed and convenience of the sale.
- Close the sale: If you accept the offer, you can proceed to close the sale. The closing process is often very fast, and you could receive your money in just a few days.
- Move on: With the transaction complete, you can move forward with your life plans without the burden of a traditional home sale process.
Popular We Buy Houses for Cash companies in Largo
If the process of selling to a house-buying company in Largo sounds good to you, it’s time to find a legitimate operation you can trust.
We’ve compiled some of the top companies that will pay cash for your or your parents’ property, whether that’s a Ranch-style house or a condominium. By working with one of these companies, you should be able to sell your Largo home in as little as a week or two.
Tampa Fast Home Buyer
Tampa Fast Home Buyer is a family-operated homebuying business committed to helping sellers navigate challenging situations with ease. Homeowners facing foreclosure, struggling to sell a property, or needing to relocate quickly for work can rely on the company to deliver a personalized solution that puts cash in their hands and removes the stress of selling.
A no-obligation cash offer is typically made within 24 hours, and closings can occur in as few as 7 days.
Locations: Largo and other Florida areas, including Tampa Bay, Tampa, Seminole, Palm Coast, Lakeland, St. Petersburg, Clearwater, Brandon, Wesley Chapel, Plant City, Riverview, Gulfport, Dade City, Pinellas County, Hillsborough County, Pasco County, Sarasota County, Manatee County, and Polk County
Closing costs: Sellers pay no closing costs; Tampa Fast Home Buyers covers them.
With a proven track record, Tampa Fast Home Buyer has been accredited by the Better Business Bureau (BBB) since 2021 and holds an A+ rating. It boasts a near-perfect 4.9 stars on Google, with clients sharing how the team came through when they needed a quick and reliable sale.
Many commend their honesty, professionalism, and ability to deliver on promises. The company’s integrity and follow-through left a lasting impression on sellers.
Website: tampafasthomebuyer.com
Phone: 813-906-9011
Simple Sale (a HomeLight platform)
Simple Sale, a solution from HomeLight, is an online platform where sellers in Largo (and across the country) can request a cash offer for their home. It connects you to one of the largest networks of cash buyers in the U.S.
Partner investors have a wide range of investment strategies, including fix-and-flip and buy-and-hold. This enables Simple Sale to provide cash offers for a wide array of properties, even those that need some or a lot of work, in different locations throughout Largo.
With the platform, you can get a no-obligation, all-cash offer in 24 hours and sell your home in as few as 7 days, skipping the months it can take to sell the traditional way.
Locations: Nationwide, including Largo
Closing costs: No prep costs, agent commissions, or fees charged by HomeLight. Individual investor fees may vary.
Simple Sale is a platform by HomeLight, a real estate solutions company founded in 2012. Given its strong focus on excellent customer service, it received BBB accreditation in 2019 and now maintains an impressive A+ rating. The company has 4.8 stars on Google based on hundreds of user reviews.
Below, you can hear about how Baohan Wu, a seller who used Simple Sale to sell his high-rise apartment, closed within three and a half weeks, and what he thought of the process overall.
Website: homelight.com/simple
Phone: 844-488-8455
Emperor House Buyers LLC
Emperor House Buyers LLC offers a streamlined, three-step process for homeowners looking to sell quickly. After an initial phone consultation, a representative conducts a brief 15-minute walkthrough of the property.
Shortly after, sellers receive a cash offer with no obligation to accept. The company is committed to closing the transaction efficiently and can finalize the sale in as little as 7 days.
Locations: Largo, as well as throughout Hillsborough, Pinellas, and Pasco Counties
Closing costs: Sellers pay no closing costs; Emperor House Buyers LLC covers them.
Although not BBB accredited, Emperor House Buyers LLC earned a high A+ rating from the bureau. Its Google Business Profile reflects 4.6 stars, thanks to positive feedback from past clients. Reviewers particularly highlight the benefit of having a fast and hassle-free alternative to listing on the market, as they have worked with the company.
Some express appreciation for receiving a fair, all-cash offer with no contingencies or repair requirements. The process was straightforward, and homes were sold within a few weeks.
Website: emperorhousebuyers.com
Phone: 813-803-2777
Revival Homebuyer
Revival Homebuyer is a reputable home-buying company serving sellers across Florida, with a strong focus on the Tampa area. Known for providing competitive, no-obligation offers, the team ensures a smooth process without lengthy negotiations or delays.
Homeowners can request a cash offer directly through the company’s website and receive a response within 24 hours. Revival Homebuyer values efficiency and can complete the sale in as little as 7 days.
Locations: Largo and other key Florida areas, such as Tampa, Orlando, Sarasota, and Brandon
Closing costs: Sellers pay no closing costs; Revival Homebuyer covers them.
Known for its ethical business practices, Revival Homebuyer has been BBB accredited since 2019 and holds an A+ rating. On Google, it boasts a perfect 5-star rating, as satisfied clients shared positive experiences working with the team.
Reviews consistently highlight the company’s prompt communication and dependable service. Many sellers note the team’s ability to navigate complex situations with care, particularly when dealing with inherited or distressed properties. Several also appreciate their support throughout the probate process, making a difficult time more manageable.
Website: revivalhomebuyer.com
Phone: 813-548-3674
Lightning Capital House Buyers
Lightning Capital House Buyers makes it easy for homeowners to sell their properties quickly and without stress. It purchases houses in as-is condition, allowing sellers to avoid repairs, cleaning, or last-minute preparations.
Within 24 hours of receiving property details, Lightning Capital House Buyers provides a competitive all-cash offer. Sellers are free to select their preferred closing date, offering maximum flexibility.
Locations: Pinellas County, including Largo
Closing costs: Sellers pay no closing costs; Lightning Capital House Buyers covers them.
Since 2018, Lightning Capital House Buyers has been BBB-accredited and has achieved an A+ rating. It earned an average review score of 4.4 stars on Google. Some reviewers share that the team gave them a surprisingly good option when the usual route of renovating and selling traditionally wasn’t working out.
They found the process smooth and appreciated the thoughtful, empathetic support they received throughout. Others willingly recommend the company for its professionalism, attention to detail, and ability to present fair, compelling offers that make selling an easy decision.
Website: lchousebuyers.com
Phone number: 727-314-7937
FL Cash Home Buyers
Formed in 2011, FL Cash Home Buyers, LLC has completed over 800 real estate transactions. Its success is attributed to its fast, straightforward process. The company provides a fair cash offer within 24 to 48 hours of contact and facilitates a fast closing, often completed in as little as 7 days.
Along with providing full cash offers to purchase homes in “as is” condition, Florida Cash Home Buyers also offers another sale option, where the company completes necessary repairs on the property and helps you find a third-party buyer.
Locations: Throughout Florida, including Largo
Closing costs: Sellers pay no closing costs; FL Cash Home Buyers covers them.
Noted for its responsible and transparent approach, FL Cash Home Buyers was accredited by the BBB in 2015. It currently has an A+ rating from the bureau and a 4.9-star rating on Google.
Past customers speak highly of the employees’ attentiveness, responsiveness, and ability to answer questions. Most people report that the closing process was fast and simple, even when customers were dealing with difficult circumstances.
Website: floridacashhomebuyers.com
Phone number: 954-519-7040
Why sell your Largo house for cash?
If you’ve ever sold your home through the traditional real estate market, you know the process can drag on for months, and there’s no guarantee of a sale. But when you sell to a We Buy Houses company, you’re looking at a guaranteed sale in just a matter of days. Speed, convenience, and certainty are the top reasons many homeowners choose to work with a cash-for-homes firm.
In Largo, selling a home on the open market using an agent typically takes around 87 days. That includes an average of 47 days on the market, from listing to signed contract, plus the typical 42 days a buyer needs to close on a purchase loan.
Compare that to the typical 7 to 10 days promised by many house-buying companies in Largo, and it’s clear why these Cash-For-Homes groups are an attractive option, even though they don’t always offer top dollar for the homes they purchase.
Here’s why many homeowners in Largo choose to sell their homes for cash:
- Job relocation: If you need to move quickly for a new job, selling for cash speeds up the process and eliminates lengthy market exposure.
- Divorce settlement: Selling your home for cash can simplify dividing assets and quicken the overall divorce settlement process.
- Unwanted inheritance: Managing an inherited property can be stressful, but selling for cash offers a fast and hassle-free way out.
- Downsizing transition: If you’re looking to downsize, partnering with a house-buying company makes it easier to move to your next home with less hassle.
- Major repairs needed: A property in poor condition can scare off regular buyers, but not companies that specialize in buying homes as-is.
- Open house stress: With a cash sale, you can skip the inconvenience and invasion of privacy that come with multiple open houses and showings.
- Foundation issues: Foundation problems can be a dealbreaker for many buyers, but cash buyers often purchase homes as-is.
- Foreclosure solution: Get ahead of foreclosure by selling quickly to settle debts without harming your credit further.
- Problem tenants: If you have tenants in your rental property who make your life difficult as a landlord, selling for cash offers an escape route.
- Remote home sale: A quick and efficient sale from out of state is possible with a house-buying company, eliminating the need to travel back and forth.
Pros and cons of house-buying companies in Largo
When considering a house-buying firm in Largo, it’s essential to weigh the potential benefits and drawbacks. These companies can be particularly attractive for their convenience and efficiency, but may not always offer the best financial outcome.
Pros of house-buying companies in Largo:
Selling your home to a house-buying company in Largo comes with distinct advantages, particularly the speed of the transaction and the ability to sell your property as-is. Here are the key benefits:
- Quick closing: Transactions with house-buying companies can close in as little as a week, allowing you to access your funds faster.
- No repairs needed: You can sell your house in any condition without investing in costly repairs or cosmetic improvements.
- No real estate agents: Avoid paying commission fees to real estate agents, which can save you a significant amount of money.
- Simple transaction: The sales process is straightforward, with fewer contingencies and paperwork than traditional real estate deals.
Cons of house-buying companies in Largo:
While there are benefits, there are also significant downsides to consider, particularly the likelihood of receiving an offer below market value. Here are the key drawbacks:
- Lower offers: These companies typically pay less than the market value of your home, as they aim to profit from later resales.
- Limited negotiation: Offers from house-buying companies are often non-negotiable, giving you little room to maneuver.
- Scam risks: There are risks of encountering fraudulent companies. Always perform due diligence to avoid house-buying scams.
- Less market exposure: Selling directly to a cash buyer means you might miss out on higher offers that could come from broader market exposure.
Curious What Your Home Is Worth?
Get a near-instant real estate house price estimate from HomeLight for free. Our tool analyzes the records of recently sold homes near you, your home’s last sale price, and other market trends to provide a preliminary range of value in under two minutes.
Vet cash buyers and know your home’s worth
The level of integrity and service you experience from a We Buy Houses for Cash company can vary, even within an established house-buying group that strives to maintain high standards. This is because many Cash-For-Homes companies are franchises and often use independent investors or wholesaling outfits.
Your experience depends on the character of the person or group making the offer. Before committing to a cash offer, take these important steps to ensure you’re working with a reliable company:
- Research the buyer: Check online reviews and testimonials to gauge the company’s reputation. A reliable buyer should have a solid track record and positive feedback from previous sellers.
- Understand market value: Know your home’s market value by comparing it with similar properties in Largo. This knowledge will help you assess whether the cash offer is fair.
- Examine the agreement: Read the buying agreement carefully before signing. Ensure you understand all terms and conditions to avoid any surprises later.
- Seek professional advice: Consider consulting with a real estate attorney or an experienced agent to review the offer and agreement. This step can provide an extra layer of security and ensure that your interests are protected.
An experienced local agent can give you a better idea of what your home might be worth if sold on the open market. With this, you can compare your cash offer. HomeLight can connect you with a top-performing agent in your market. You can also try our Home Value Estimator to get an initial ballpark estimate in less than two minutes.
Other options to sell your Largo home quickly
Working with iBuyers
Instant buyers, or iBuyers, use automated valuation models (AVMs) to quickly offer fair market prices for homes in good condition. Firms like Opendoor and Offerpad streamline the selling process, often closing within days through a mostly online process. However, major iBuyer companies typically charge service fees of around 5% to 6% of the home’s sale price.
Listing with an agent
Listing with a real estate agent may still result in a quick sale, particularly in seller-friendly markets. Agents help set competitive prices through a comparative market analysis (CMA), which is often free. They can also source cash offers close to market value. For more comprehensive support, HomeLight can connect you with top agents in your area.
FAQs on Largo house-buying companies
By and large, most We Buy Houses for Cash companies in Largo are legitimate businesses. Their services and transaction fees may differ, but the business model has been around for decades. If you use an established group with a track record, you can be fairly confident that it’s legit.
That said, as with any financial transaction, it’s a good idea to be on the alert for scams. Always research companies before you sign a contract. Check customer reviews, look at their online presence, verify professional licenses, get a referral if possible, and vet the company on the BBB website. Watch for anything that just doesn’t seem right.
Most Largo We Buy Houses for Cash companies apply the 70% rule, meaning they’ll offer you about 70% of your home’s after-repair value (ARV) minus their estimated repair costs.
Here’s an example of what a simplified formula might look like:
(Your home’s ARV x .70) – repair costs
To see how this might work in a real-world scenario, let’s take a look at an example offer equation. Let’s say your Largo Ranch-style home could sell for $355,000 after repairs, but it will need $25,000 of work to get there.
($355,000 x .70) – $25,000 = $223,500
In this example, a Largo We Buy Houses company might offer you around $223,500 for your home.
However, different types of house-buying companies will offer varying amounts for homes. As mentioned previously, iBuyers tend to pay more than We Buy Houses companies because they look for homes in better condition. An iBuyer might pay you 90% or more of the market value while charging a fee for their services.
When you accept an offer from a Largo We Buy Houses for Cash company, you will likely be coming to grips with a double-edged sword. On the one side, it shouldn’t cost you any additional money because these companies make an offer and handle almost everything once it is accepted. Conversely, you’ll likely get less money overall for your home.
Because We Buy Houses for Cash companies tend to focus on distressed homes, they typically have zero fees. Many will even cover your closing costs. In most cases, this means that the cash offer you receive will be the price you walk away with at the end of the deal. Of course, asking the company if any hidden program fees might impact your bottom line is always a good idea.
- Research and vet the house-buying companies that serve your Largo area. Our list above is a good place to start.
- Submit offer requests to a few companies you like best.
- Schedule any required on-site property visits.
- Compare offers. Weigh the pros and cons and choose the best option for you.
- Close the sale in a week to 30 days and get paid. (Some companies will let you choose a closing date up to 90 days after accepting the offer, which can be helpful when planning a move.)
We Buy Houses for Cash in Largo vs. top Largo agent
Another helpful exercise is to compare how a We Buy Houses for Cash company might stack up against working with a real estate agent. Let’s take a glance at how different aspects of the sale might look and compare possible proceeds.
| Aspect of the sale | Sell to a We Buy Houses for Cash company in Largo | Sell with a top Realtor in Largo |
| Selling timeline | 7 to 30 days | 87 days average; 47 to attract an offer, 40 to close the loan |
| Home preparations | None | Deep clean, declutter, make necessary repairs, landscape, and stage the home |
| Showings | None | 10 to 25 showings on average |
| Inspections / repairs | None | May need to make additional repairs for the buyer or renegotiate the price |
| Appraisal | None | May need to lower your asking price if the appraisal comes in low |
| Title search | Cash-For-Homes companies often handle title issues | Must clear the title before you can sell the home |
| Financing contingency | None | Mortgaged buyers use a financing contingency that could hold up the deal if the buyer’s loan doesn’t clear |
| Agent commission | None | |
| Closing costs | None | 1% to 3% of the home’s sale price on top of the agent’s commission |
Example net proceeds
Below, we’ve compiled one example of how net proceeds may differ between selling a home to a We Buy Houses for Cash company and an agent-assisted sale.
Let’s say your home in Largo is worth about $330,000 and needs about $25,000 in repairs. Once the repairs are completed, the home might be worth around $355,000.
| Sell to a We Buy Houses for Cash company in Largo | Sell with a top Realtor in Largo | |
| Estimated sale price | ($355,000 x .70) – $25,000 = $223,500 | $330,000 |
| Market preparations | 0 | $3,300 (1% of the sale price) |
| Agent commissions | 0 | $9,900 (3% of the sale price) |
| Closing costs | 0 | $4,950 (1.5% of the sale price) |
| Estimated take-home for seller | $223,500 | $311,850 |
As this example illustrates, it’s usually in your best financial interest to partner with an experienced real estate agent.
However, net proceeds are not the only consideration when selling a home. What’s best for your situation will depend on the condition of your property, the level of repairs needed, and your selling objectives. It could be that selling on the open market will be a challenge in your area, or the agent’s timeline might not fit your immediate needs.
Key takeaways
- Speedy, convenient transaction: Selling your Largo home to a cash buyer is typically faster and simpler, bypassing many traditional selling steps.
- As-is sale: You can sell your home in its current condition, avoiding the costs and time involved in repairs and renovations.
- No agent fees: Selling directly to a house-buying company means there are no real estate agent commissions to pay.
- Comparative offers: While convenient, these companies usually offer below market value, so consider the financial trade-offs
- Home value: Know your property’s estimated market value before you proceed with a cash-offer company.
At HomeLight, we’re happy to help you navigate your real estate journey. Let us help you make an informed and confident decision, whether you’re looking for a no-obligation cash offer through a trusted platform like Simple Sale or seeking to consult with a top Largo agent.
Editor’s note: This post is for educational purposes only. Links to and mentions of Largo area “We Buy Houses” companies are not endorsements. Moreover, the program details mentioned above may change. Visit the home-buying company’s website for the most up-to-date information.
Header Image Source: (Baron Alloway / Unsplash)
At HomeLight, our vision is a world where every real estate transaction is simple, certain, and satisfying. Therefore, we promote strict editorial integrity in each of our posts.
