The Complete Guide to Working with Cash Home Buyers in Arkansas

Do your due diligence

When dealing with cash-for-homes companies, it’s important to verify their credibility. Use resources like the Better Business Bureau (BBB) to confirm the legitimacy of the companies you’re considering. You can also reach out to the state chapter, BBB Serving Arkansas.

Dig into online reviews from sites such as Google, Yelp, Facebook, and Trustpilot. These can provide insights into the company’s reliability and customer satisfaction. Additionally, validate the company’s track record and licensing, and ask for customer referrals to better understand their operation and ethics.

Ask for proof of funds before signing an offer

Verifying that a cash buyer has the necessary funds on hand is essential. Ask potential buyers for proof of funds, which typically comes in the form of a bank statement or a letter from a financial institution confirming their ability to complete the purchase.

If a buyer hesitates or fails to provide this evidence, consider it a major red flag. You want to work with a cash buyer who willingly demonstrates their financial capabilities to avoid complications later in the selling process.

Inside the Arkansas cash home buyers market

Arkansas’s cash home-buying market attracts a diverse range of buyers, from corporate investors to individuals looking for a straightforward purchase without a mortgage. Here’s a breakdown of the key players who are typically ready to pay cash for homes across the state.

New residents

Arkansas has taken the top spot as the state people are moving to, according to the 2024 Atlas Van Lines study. Its growing popularity comes down to affordability and safety. With one of the lowest costs of living in the country, plus tax cuts and low crime rates, more people are packing up and heading to the Natural State.

Another big factor driving this trend is the strong job market. The new Walmart headquarters in Northwest Arkansas has opened the door to a wide range of career options.

Newcomers to Arkansas are often looking to quickly establish roots and may prefer the simplicity of a cash sale. Some are high-net-worth individuals moving for a new business or job opportunity, while others are former residents of more expensive states looking to leverage their previous home’s equity.

If you’re selling a property in one of the state’s booming metropolitan areas, you could potentially secure a cash offer with a faster closing.

Baby Boomers

Recent data shows that Arkansas’s 65+ population is growing faster than any other age group, jumping 29% between 2010 and 2022. Many in this generation are major players in the all-cash home-buying market. With years of savings and home equity behind them, a lot of Boomers choose to buy homes outright rather than take on a mortgage in retirement.

Nationwide, about half of older boomers and two out of five younger boomers are skipping financing altogether and paying cash for their homes.

Properties in Arkansas that cater to the needs of Baby Boomers, such as homes with minimal stairs, accessible features, and in proximity to healthcare facilities, may garner more attention from this cash-rich demographic.

Property investors

Property investors, including institutional investors, buy-and-hold investors, house flippers, and iBuyers, have a significant presence in the Arkansas real estate market. These buyers are typically interested in properties that are priced well or have the potential to generate strong rental returns. In the second quarter of 2025, investors made up 33% of all home purchases across the U.S., the largest share seen in the past five years.

Pros of working with an Arkansas cash home buyer

Cash offers can be an attractive option for Arkansas homeowners looking for an efficient and streamlined sales process. Let’s explore the key benefits of working with a cash home buyer in the Natural State:

How to request a cash offer in Arkansas

If you’re looking for a straightforward way to get a cash offer for your home, HomeLight’s Simple Sale platform might be the solution you need. We’ll connect you with the largest network of pre-screened cash buyers across the U.S. to get a competitive offer for your home.

After answering a few initial questions about your property, we’ll present you with a no-obligation cash offer within 24 hours. If you decide to move forward, you could close on your home in as few as 7 days, bypassing the usual hassles of repairs, staging, and contrast showings. Plus, you’ll have the flexibility to choose a move-out date that fits your schedule, up to 30 days post-closing.

It’s important to note, however, that cash buyers generally pay less than what you might get on the open market through a traditional sale. While selling on the open market can attract higher offers, it also incurs fees and costs that can consume about 9% to 10% of your sale price. Depending on your circumstances, accepting a lower cash offer might still be to your benefit, especially when considering the speed and ease of the transaction.

How much are Arkansas cash home buyers willing to pay?

When selling to cash home buyers, it’s common to receive an offer that is below what your home might fetch on the open market. This trade-off for speed and convenience means that sellers often accept a reduced price.

Many cash buyers, particularly house flippers, adhere to the 70% rule, which advises against paying more than 70% of the after-repair-value (or “ARV”) of a property, minus the costs of any needed repairs. This ensures that the investor can make a profit when they resell the property.

The competitiveness of Arkansas’s housing market can influence how close cash offers come to market value. In a hot seller’s market, cash buyers might extend offers that are closer to market value to win over sellers in a competitive environment.

In a slower market, offers from cash buyers are likely to be lower, reflecting reduced demand and higher risk. Understanding these dynamics can help sellers set realistic expectations about the dollar amounts of offers they might receive.

What’s the process of selling to an Arkansas cash home buyer?

If you’re prioritizing speed and simplicity in your home sale, choosing a cash offer might suit your needs perfectly. Here’s an overview of the steps typically involved in this process:

The seller completes the optional Residential Property Disclosure form

While Arkansas doesn’t mandate seller disclosures — it’s what’s known as a caveat emptor or “buyer beware” state — the Residential Property Disclosure form is commonly used. This form encourages sellers to reveal known property issues and conditions. Filling it out helps keep things transparent and can lower the chance of problems or disputes popping up later.

If you’re selling to an Arkansas “We Buy Houses” company, they’ll generally prepare all of the necessary documents for you, including this one. However, completing the form ahead of time can speed up the paperwork process. These companies usually conduct their own inspections and let homeowners sell as is, making the disclosure more about fulfilling legal obligations than influencing the sale.

The buyer runs a title search on the property

The cash buyer will conduct a title search to verify the property’s legal ownership and check for any potential problems, such as liens or claims that could complicate the sale.

Unforeseen issues can sometimes surface, such as boundary disputes, undisclosed heirs, or even mistakes in public records. A clear title is essential for the legality and peace of mind of both parties involved.

The seller pays any associated fees

Although a cash sale typically involves fewer closing costs than a traditional sale, the seller may still be responsible for certain expenses, such as transfer taxes, title insurance, and escrow fees. In Arkansas, the seller pays the Real Property Transfer Tax, which is levied at a rate of $3.30 per $1,000 of the home’s sale price.

If you’re looking to avoid closing costs altogether, many “We Buy Houses” companies cover these costs in exchange for a purchase price that’s below market value. This can be a significant financial benefit if minimizing out-of-pocket expenses is a top priority for you.

Deciding to sell to Arkansas cash home buyers

Homeowners in Arkansas stand a solid chance of securing a cash deal, thanks to the state’s popularity among real estate investors. Whether you choose to evaluate cash buyers on your own, partner with a local real estate agent, or opt for an offer via Simple Sale, HomeLight is ready to assist.

We’re here to simplify your selling journey, tapping into Arkansas’s active investor market to help you achieve a quick, straightforward home sale. Let us connect you with leading professionals and valuable resources to enhance your selling experience.

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